What is the Interest Rate on a Personal Loan?

What Affects Your Personal Loan Rates? If you’re considering a personal loan, you’re not alone. Over 20 million Americans have taken out personal loans as of 2019, according to Experian. About Personal Loans A personal loan is an interest rate loan in which you borrow a fixed amount. You repay the loan in monthly installments […]

How To Get a Personal Loan From Bank

Whether you’re looking for extra money to pay for that vacation or are considering investing in a home addition, a personal loan can be a great funding option. You can get the lump sum of money you need right now and pay it back over time. Understanding exactly what this type of loan is can […]

How To Get a Personal Loan With No Credit and No Consigner

Getting a personal loan with no credit history and no cosigner can be difficult, but there are always options available. While you may not get approved for a large loan with a traditional bank, you can find a bad credit loan or no credit loan through other types of lenders. If you’re willing to put […]

How Long Does It Takes to Get a Personal Loan?

If you need cash fast, you need to choose the right lender. You can get approved for a personal loan in just a few hours, but some lenders can take weeks to make a decision. Once you are officially approved, the money still has to be sent to your account. By finding the right lender, […]

What is a Good Interest Rate on a Personal Loan?

Whether you want to consolidate your debt or are getting ready to complete a renovation on your home, a personal loan can provide you with the money you need to complete these projects. When you and I are searching for the right loan, the interest rate should be the most important factor in the decision. […]

Personal Finance in a Pandemic

Without anyone telling us, you and I know that the coronavirus pandemic has wrecked our financial lives. When your job disappears, the income that you had last year no longer shows up as deposits to your bank account or IRA. The economic fallout can destroy our family budgets. Finding a Way Around the Shortfall News […]

Pros and Cons of a Cash Out Loan Refinance

Pros and Cons of a Cash-Out Refinance If you need money or would like to redo your mortgage, a cash-out refinance could be the right choice for you. Some people hear about this option and jump into the process before they know what’s involved. They are often pleased with the outcome, but some of them […]

How To Handle Debt

Right now, consumers hold $13.86 trillion in debt in the United States. While accessing loans is useful, paying them back can be stressful. If you get into too much debt, you may need debt or credit card help to manage your debt responsibly. By taking control of your debt, you can reduce the amount you […]

Creating a Budget for the First Time

Tips for Creating a Budget for the First Time You and I have something in common. We both need money to survive in the world. It seems like handling money should be easy. The calculation is simple enough. Don’t spend more than you earn, and you will go a long way toward financial security. However, […]

How to Get a Loan When You Are Unemployed

Many people are currently facing unemployment, and some might wonder whether they can qualify for an unemployment loan. According to the U.S. Bureau of Labor Statistics, the civilian unemployment rate as of May 2020 is 14.7%. Qualifying for a loan while being unemployed is possible as long as you have good credit and another income […]