Personal Loan with Bad Credit – Proceed with Caution
Personal Loan with Bad Credit – Proceed with Caution You and I both know how challenging it can be to manage your finances on a tight budget. Most people deal with various types of unexpected expenses on a fairly regular basis. In fact, it may seem like these unplanned expenses hit you almost every month, […]
Your Credit Limit Decreased. Now What?
Have you recently been hit with a reduction in your credit limit? If you are like others who have had this unpleasant, stressful experience, you may have been shocked to receive such news. You understandably have many questions that require an immediate answer. Why has this happened? How does it affect my finances? What can […]
What Is A Credit Limit?
When you spend with a credit card, you may not think much about your credit card limit. Some people have multiple cards with varying limits. It is important to understand what a credit limit is, how it is determined, how it can be changed and why you should avoid going over it. Also, it is […]
How to Build Your Credit After Bankruptcy
How to Build Your Credit After Bankruptcy Bankruptcy may seem like the end of the road with no way out, but it offers some benefits that can make things get better. It gives you a way to start over and get out from under your debt burden. You and I both know that a trip […]
Home Equity Loans vs Personal Loans for Home Improvement
Home Equity Loans vs Personal Loans for Home Improvement When it comes to home improvement, personal loans are often the right choice There are many great reasons to remodel your home. In addition to being able to enjoy the much-improved surroundings that a home-improvement project brings, well-chosen remodeling projects have the prospect of being excellent […]
Ways To Improve Your Chances Of Getting A Personal Loan
Ways To Improve Your Chances Of Getting A Personal Loan There’s an old adage when it comes to borrowing money: “The only way to get a loan is to prove that you do not need it.” When it comes to personal loans, which are almost always “unsecured loans” that are not backed by collateral, that […]
What is a Good Credit Score?
What is a Good Credit Score? If you want to purchase a vehicle, house, or another item on credit, it is important for you to know your credit score. A credit score is a three-digit number that is used by lenders to determine whether or not you are a good credit risk. While many different […]
When is a Cash Out Refinance a Good Option?
When is a Cash-Out Refinance a Good Option? Many personal finance gurus endlessly tout the benefits of living completely debt free. While never resorting to debt may be a solid goal for many people, life often simply gets in the way. For others, the judicious use of debt to reach financial goals, while carrying some […]
Auto Loan or Personal Loan to Purchase a Car
Auto Loan or Personal Loan to Purchase a Car If you need to purchase a different vehicle, you might wonder how you might pay for it. According to Edmunds, the average price of a used car topped $20,000 in the third quarter of 2018. Experian reports that the average price for new cars in the […]
Borrowing for your Wedding? What you need to know!
Borrowing for your Wedding? What you need to know! When shoring up wedding costs with a personal loan can make sense For many, their wedding represents the most exciting and memorable day of their lives. It is one of the few rights of passage that still remain, representing the final transition into adulthood and an […]
