Best Way to Increase Your FICO Fast
Best Way to Increase Your FICO Fast Whether you want to get a mortgage or simply need a lower interest rate on a credit card, your credit score is an important part of your financial health. This three-digit number shows companies whether you can handle debt responsibly. If your FICO score is too low, you […]
Tax Preparation for Newbies
Tax Preparation for Newbies In high school, you and I learned that neatness made a difference when we submitted our work. Teachers have a reputation as sticklers, but they cannot match the IRS for insistence on appearances. A messy Form 1040, 1040-A or 1040-EZ does not get the reception that we want from a professional […]
How to Stay Debt-Free with a Low Income
How to Stay Debt-Free with a Low Income There’s no question about it: Staying out of debt is easier when you make a lot of money. Of course, not all of us are able to bring in the big bucks, so to speak. Does that mean that you are doomed to a life of debt […]
What You Need To Know FHA Loan
What You Need To Know FHA Loan You and I both know that people who have money seem to get all the breaks when the need to apply for a mortgage occurs. Your outlook improves with the chance to get a Federal Housing Administration (FHA) loan with a smaller down payment and a lower credit […]
Single Mom and Saving Money
Saving money can be difficult for most people. Real wages have stagnated since the 1970s, and they have barely budged up since then when accounting for inflation. Single-parent households tend to have lower incomes and financial stability than two-parent households. With the gender pay gap, statistics would indicate that single mothers will have more trouble […]
How Do Federal Reserve Rate Changes Affect Me?
Every quarter, the Federal Reserve’s Federal Open Markets Committee meets to determine if the federal funds rate should be adjusted, and emergency sessions are called as needed between quarterly meetings during economic crises. A Fed rate cut is generally viewed positively, and this is most easily visible in the form of a boost in the […]
The Secret To Getting Approved For Any Personal Loan
The Secret To Getting Approved For Any Personal Loan There’s an old adage when it comes to borrowing money: “The only way to get a loan is to prove that you do not need it.” When it comes to personal loans, which are almost always “unsecured loans” that are not backed by collateral, that adage […]
