Tips to Avoiding the Minimum Payment Trap Many people wonder how to pay off debt. When it comes to paying off debt, one of the worst things you can do is pay only the minimum. Credit card companies and other lenders provide a minimum payment that will keep your bill current. However, you’ll want to do all that you can…
How to Find a Personal Loan with Low Rates If you require a personal loan but have never before applied for one, likely the most important consideration during the selection process is making sure that you find a personal loan that comes with low-interest rates. In order to enhance the possibility that you can find low rates for your personal…
When to Choose a Personal Loan to Consolidate Debt Paying off debt, especially from credit cards, can be extremely stressful. If you have balances on several credit cards, it may feel like you’re constantly making payments. One option is to use a personal loan to consolidate your credit card debt, which can simplify your payments and reduce your interest. Before…
Every quarter, the Federal Reserve’s Federal Open Markets Committee meets to determine if the federal funds rate should be adjusted, and emergency sessions are called as needed between quarterly meetings during economic crises. A Fed rate cut is generally viewed positively, and this is most easily visible in the form of a boost in the stock market after the Fed’s…
How to Borrow Smart for Plastic Surgery Cosmetic surgical procedures may help you to improve problem areas that are currently causing you grief and eroding your level of self-confidence. Some cosmetic surgical procedures, such as breast implant removals and breast reduction surgeries, may be necessary for health and well-being. Regardless of the type of cosmetic surgery that you are interested…
Personal Loan with Bad Credit – Proceed with Caution You and I both know how challenging it can be to manage your finances on a tight budget. Most people deal with various types of unexpected expenses on a fairly regular basis. In fact, it may seem like these unplanned expenses hit you almost every month, which makes it impossible to…
Home Equity Loans vs Personal Loans for Home Improvement When it comes to home improvement, personal loans are often the right choice There are many great reasons to remodel your home. In addition to being able to enjoy the much-improved surroundings that a home-improvement project brings, well-chosen remodeling projects have the prospect of being excellent investments, with many home improvement…
Ways To Improve Your Chances Of Getting A Personal Loan There’s an old adage when it comes to borrowing money: “The only way to get a loan is to prove that you do not need it.” When it comes to personal loans, which are almost always “unsecured loans” that are not backed by collateral, that adage rings true more often…
Auto Loan or Personal Loan to Purchase a Car If you need to purchase a different vehicle, you might wonder how you might pay for it. According to Edmunds, the average price of a used car topped $20,000 in the third quarter of 2018. Experian reports that the average price for new cars in the third quarter of 2018 was…
Borrowing for your Wedding? What you need to know! When shoring up wedding costs with a personal loan can make sense For many, their wedding represents the most exciting and memorable day of their lives. It is one of the few rights of passage that still remain, representing the final transition into adulthood and an unbreakable vow between two people…