Whether it's debt consolidation, home improvement, or an unexpected expense - we match you with lenders offering competitive rates.
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Quick 2-minute form. No impact on your credit score.
Our platform searches hundreds of trusted lenders for you.
Review personalized offers and select the best one.
We've been in debt. We've been rejected. We built SwipeSolutions because we know how it feels to be treated like a number. You're not.
Our technology analyzes hundreds of lenders to find matches based on YOUR situation - not just your credit score. Better matches. Better rates.
Local lending landscape and Texas regulations
Texas allows payday and title lending with minimal state restrictions, though some cities have local ordinances limiting fees.
El Paso has one of the lowest costs of living among major US cities (86 index), giving residents real power to save and build credit. Avoid the border-town payday lenders and instead work with GECU, which offers credit builder products to members regardless of current score.
"El Paso's cost of living is 14% below the national average - residents here can build a $1,000 emergency fund faster than almost anywhere else in the country."
- SwipeSolutions, El Paso Market Analysis
Common questions from El Paso residents
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Last Updated: Jan 2026