Personal Loans in North Andover, MA

Whether it's debt consolidation, home improvement, or an unexpected expense - we match you with lenders offering competitive rates.

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In Approved Loans

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2 Min

Average Time

How It Works

Getting matched with the right lender is simple and fast

Tell Us About You

Quick 2-minute form. No impact on your credit score.

We Compare Options

Our platform searches hundreds of trusted lenders for you.

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Review personalized offers and select the best one.

Why Choose SwipeSolutions in North Andover?

Built By Humans Who Get It

We've been in debt. We've been rejected. We built SwipeSolutions because we know how it feels to be treated like a number. You're not.

AI That Works For You

Our technology analyzes hundreds of lenders to find matches based on YOUR situation - not just your credit score. Better matches. Better rates.

Personal Loans in North Andover: What You Need to Know

Local lending landscape and Massachusetts regulations

729 Massachusetts Average Credit Score Ranked #4 in the U.S.

13.2% Subprime Borrowers Residents with credit below 670

Massachusetts Lending Regulations

Massachusetts bans payday lending and caps small loan APR at 23%, providing strong consumer protections.

Maximum APR: 23% for loans under $6,000

Payday Loans: ✕ Banned

Consumer Protections: Division of Banks strong oversight

North Andover Personal Loans FAQ

Common questions from North Andover residents

Yes! North Andover residents can qualify for personal loans even with credit scores below 600. Our lending partners consider your whole financial picture, not just your credit score. Many North Andover borrowers get approved within minutes.

Most North Andover applicants receive a decision within 2-5 minutes. If approved, funds can be deposited as soon as the next business day. Some lenders offer same-day funding for qualified Massachusetts borrowers.

Our network includes lenders who work with credit scores as low as 500. Better rates are available for scores above 580, but North Andover residents with any credit history are encouraged to check their options with no impact to their score.

Yes, absolutely! Our service is 100% free for North Andover borrowers. We're compensated by lenders when we successfully match them with qualified applicants. You'll never pay a fee to use our platform.

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