Whether it's debt consolidation, home improvement, or an unexpected expense - we match you with lenders offering competitive rates.
✓ No credit impact • ✓ 100% free • ✓ Takes 2 minutes
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Getting matched with the right lender is simple and fast
Quick 2-minute form. No impact on your credit score.
Our platform searches hundreds of trusted lenders for you.
Review personalized offers and select the best one.
We've been in debt. We've been rejected. We built SwipeSolutions because we know how it feels to be treated like a number. You're not.
Our technology analyzes hundreds of lenders to find matches based on YOUR situation - not just your credit score. Better matches. Better rates.
Local lending landscape and Florida regulations
Florida allows payday loans up to $500 and uses a statewide database to prevent borrowers from taking multiple loans. Personal loan rates capped at 18%.
Miami residents with credit scores below 670 should know that Florida's 18% APR cap on consumer loans under $500,000 provides meaningful protection. Before applying, check if your employer offers payroll advances through apps like Earnin or Dave - they're popular here and don't require credit checks.
"In Miami, where the median income is $44,268 and cost of living runs 23% above the national average, building an emergency fund of even $500 can prevent the debt spiral that traps many borrowers."
- SwipeSolutions, Miami Market Analysis
Common questions from Miami residents
Join 50,000+ borrowers who found hope and financial solutions.
✓ No credit impact • ✓ 100% free • ✓ Takes 2 minutes