SwipeSolutions ("we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website swipesolutions.com (the "Site") or use our services.
1. Information We Collect
Information You Provide
When you use our loan matching service, we may collect:
- Contact information (name, email address, phone number)
- Address information (street address, city, state, zip code)
- Financial information (credit score range, annual income, employment status)
- Loan preferences (loan amount, loan purpose)
- Date of birth
- Whether you have an active checking account
Information Collected Automatically
When you visit our Site, we automatically collect:
- IP address
- Browser type and version
- Device information
- Pages visited and time spent on pages
- Referring website
- Click data and interaction patterns
Cookies and Tracking Technologies
We use cookies, pixels, and similar technologies to enhance your experience, analyze site usage, and assist in our marketing efforts. You can control cookies through your browser settings.
2. How We Use Your Information
We use the information we collect to:
- Match you with potential lenders based on your financial profile
- Communicate with you about loan options and our services
- Improve our website and services
- Send you marketing communications (with your consent)
- Comply with legal obligations
- Detect and prevent fraud
3. How We Share Your Information
We may share your information with:
- Lending Partners: When you submit a loan inquiry, your information is shared with our network of lending partners who may contact you about loan offers.
- Service Providers: Third parties who help us operate our business (hosting, analytics, email services).
- Legal Requirements: When required by law, court order, or governmental authority.
- Business Transfers: In connection with a merger, acquisition, or sale of assets.
We do not sell your personal information to third parties for their direct marketing purposes without your explicit consent.
4. Consent Verification
We use TrustedForm consent verification technology to document your consent when you submit information through our forms. This creates a certificate that records your interaction, which we retain for compliance purposes.
5. Your Rights and Choices
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information (subject to legal retention requirements)
- Opt out of marketing communications
- Withdraw consent where processing is based on consent
To exercise these rights, contact us at privacy@swipesolutions.com.
6. California Privacy Rights (CCPA)
California residents have additional rights under the California Consumer Privacy Act:
- Right to know what personal information is collected, used, shared, or sold
- Right to delete personal information held by businesses
- Right to opt-out of the sale of personal information
- Right to non-discrimination for exercising CCPA rights
7. Data Security
We implement appropriate technical and organizational measures to protect your personal information, including encryption, secure servers, and access controls. However, no method of transmission over the Internet is 100% secure.
8. Data Retention
We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Lead information is typically retained for 7 years for regulatory compliance purposes.
9. Children's Privacy
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.
10. Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the privacy practices of these sites. We encourage you to read the privacy policies of any linked sites.
11. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page with an updated "Last Updated" date.
12. Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:
SwipeSolutions
Email: privacy@swipesolutions.com
Website: swipesolutions.com/contact