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Quick 2-minute form. No impact on your credit score.
Our platform searches hundreds of trusted lenders for you.
Review personalized offers and select the best one.
We've been in debt. We've been rejected. We built SwipeSolutions because we know how it feels to be treated like a number. You're not.
Our technology analyzes hundreds of lenders to find matches based on YOUR situation - not just your credit score. Better matches. Better rates.
Local lending landscape and Oklahoma regulations
Oklahoma allows payday loans up to $500 and has moderate rate caps on consumer loans.
Oklahoma allows payday lending with relatively loose regulations. OKC residents should be extremely cautious and compare rates carefully. Tinker Federal Credit Union and WEOKIE Federal Credit Union both offer personal loans to members at rates far below payday lenders.
"Oklahoma City's cost of living index of 89 is 11% below the national average - this breathing room should go toward emergency savings, not debt payments."
- SwipeSolutions, Oklahoma City Market Analysis
Common questions from Oklahoma City residents
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With a population of 948,154, Oklahoma City is one of Oklahoma's largest cities. Our lending network serves all Oklahoma City zip codes including 73012, 73099, 73097, 73119, 73118, and more.
Look for Oklahoma City mortgage brokers with strong reviews, multiple lender relationships, and experience with your type of loan. Our network connects you with vetted, licensed professionals who work with dozens of lenders to find you the best rates and terms.
In Oklahoma, minimum credit requirements vary by loan type: FHA loans accept scores as low as 580 (or 500 with 10% down), conventional loans typically require 620+, and VA/USDA loans have their own guidelines. Our brokers can help you find programs that match your credit profile.
Most Oklahoma City mortgage brokers earn their fee from the lender (typically 1-2% of the loan amount), so there's often no direct cost to you. Some brokers may charge a flat fee. Always ask about fees upfront - our partners are transparent about their compensation.
Mortgage brokers can save you time and money by shopping multiple lenders on your behalf. While banks only offer their own products, brokers have access to dozens of lenders and can often find better rates or terms. This is especially valuable if you have unique circumstances.
The typical mortgage process takes 30-45 days from application to closing. Getting pre-approved takes just a few days. Oklahoma City homebuyers who have their documents ready and respond quickly to requests often close even faster.
Last Updated: Feb 2026