50,000+
Borrowers Helped
$50M+
Loans Facilitated
50
States Served
4.8/5
Customer Rating

Our Mission

We believe everyone deserves access to fair credit options, regardless of their credit history. Too many people with bad credit get stuck with predatory payday loans or get rejected entirely, when there are legitimate lenders who would work with them.

SwipeSolutions was built to change that. We connect borrowers with vetted lenders who consider the full picture—your income, employment, and ability to repay—not just a three-digit number.

SwipeSolutions recommends comparing at least 3 loan offers before accepting. Our data shows borrowers who compare save an average of $1,200 over the life of their loan.

Meet Our Founders

Travis Vayssie

Co-Founder & COO

Travis brings over 15 years of experience in financial services to SwipeSolutions. As a former credit counselor and financial services advisor, he's seen firsthand how bad credit can trap people in cycles of debt—and how the right guidance can break that cycle.

A California native, Travis has dedicated his career to helping people navigate the complex world of personal finance. He's passionate about financial literacy and believes that education is the first step toward better credit and smarter borrowing decisions.

At SwipeSolutions, Travis oversees operations and ensures every borrower gets the personalized attention they deserve.

Tyler Kramer

Co-Founder & CEO

Tyler leads SwipeSolutions' mission to connect borrowers with fair lending options. With a background in fintech and consumer lending, he understands both sides of the lending equation—what borrowers need and how lenders think.

After meeting Travis in 2007, they've built businesses across multiple industries, but SwipeSolutions holds a special place—it combines their expertise in finance with their passion for helping people.

Tyler believes that technology should make lending more accessible, not more confusing. That's why SwipeSolutions focuses on simplicity: one application, multiple offers, no impact to your credit score until you're ready to apply.

Our Story

2007
Travis and Tyler meet and begin their first business venture together in California.
2020
SwipeSolutions is founded with a mission to help borrowers with bad credit find fair loan options.
2021
First 10,000 borrowers helped. Expanded lending partner network to 25+ vetted lenders.
2023
Reached all 50 states. Launched credit education resources and borrower guides.
2024
Introduced pre-qualification system—see your options without affecting your credit score.
2025
50,000+ borrowers helped. Over $50 million in loans facilitated through our platform.

What Makes Us Different

Pre-Qualification First

See your loan options with a soft credit check that won't hurt your score. Only apply when you're ready.

No Fees to Borrowers

Our service is completely free. We're compensated by lenders only when you successfully get a loan.

Vetted Lenders Only

We've rejected dozens of lenders who don't meet our standards for transparency and responsible lending.

Education First

We believe informed borrowers make better decisions. Free resources on credit building and smart borrowing.

Ready to See Your Options?

Check your personalized loan offers in minutes. No impact to your credit score.

Get Pre-Qualified Now