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5-Dec

How to Find a Personal Loan with Low Rates

How to Find a Personal Loan with Low Rates

If you require a personal loan but have never before applied for one, likely the most important consideration during the selection process is making sure that you find a personal loan that comes with low-interest rates. In order to enhance the possibility that you can find low rates for your personal loan, you should know more about what a personal…

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26-Nov

When to Choose a Personal Loan to Consolidate Debt

When to Choose a Personal Loan to Consolidate Debt

Paying off debt, especially from credit cards, can be extremely stressful. If you have balances on several credit cards, it may feel like you’re constantly making payments. One option is to use a personal loan to consolidate your credit card debt, which can simplify your payments and reduce your interest. Before taking out another loan, though, you should make sure…

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21-Nov

Common Refinance Mistakes Not to Make

Common Refinance Mistakes Not to Make

Attempting to Refinance When You Have a Low Credit Score Before you make any important decisions like refinancing your mortgage loan, the first thing that you need to do is obtain your credit reports and then you must check your credit scores. The reason is because your scores may be too low for you to refinance at the present time.…

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14-Nov

Home Refinance: Your Complete Guide

Home Refinance: Your Complete Guide

A mortgage refinance allows you to replace your current home loan with a new mortgage. Refinancing a loan is a power move that can help a motivated homeowner save a lot of money. It’s a big decision, and you’ll want to give it plenty of thought before you move forward. Why You Might Choose a Home Refinance There are many…

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29-Oct

Budgeting 101: Guide to Building a Budget

Budgeting 101: Guide to Building a Budget

Guide to Building a Budget At first glance, managing your finances well seems rather simple. You have a list of fixed expenses to cover each month as well as regular take-home income. However, you and I both know that preparing a budget and living on that budget is easier said than done. Regardless of your income level, managing finances can…

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17-Oct

Best Way to Increase Your FICO Fast

Best Way to Increase Your FICO Fast

Whether you want to get a mortgage or simply need a lower interest rate on a credit card, your credit score is an important part of your financial health. This three-digit number shows companies whether you can handle debt responsibly. If your FICO score is too low, you will be charged higher interest rates. An extremely low score can even…

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11-Oct

Tax Preparation for Newbies

Tax Preparation for Newbies

In high school, you and I learned that neatness made a difference when we submitted our work. Teachers have a reputation as sticklers, but they cannot match the IRS for insistence on appearances. A messy Form 1040, 1040-A or 1040-EZ does not get the reception that we want from a professional at the IRS. Benefiting from Tax Filing Tips Deadlines…

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