All Posts

4-Aug

Personal Finance in a Pandemic

Personal Finance in a Pandemic

Without anyone telling us, you and I know that the coronavirus pandemic has wrecked our financial lives. When your job disappears, the income that you had last year no longer shows up as deposits to your bank account or IRA. The economic fallout can destroy our family budgets. Finding a Way Around the Shortfall News reports say that the country…

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23-Jun

How To Handle Debt

How To Handle Debt

Right now, consumers hold $13.86 trillion in debt in the United States. While accessing loans is useful, paying them back can be stressful. If you get into too much debt, you may need debt or credit card help to manage your debt responsibly. By taking control of your debt, you can reduce the amount you spend on interest each month.…

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9-Jun

Creating a Budget for the First Time

Creating a Budget for the First Time

Tips for Creating a Budget for the First Time You and I have something in common. We both need money to survive in the world. It seems like handling money should be easy. The calculation is simple enough. Don’t spend more than you earn, and you will go a long way toward financial security. However, if money management is easy,…

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5-May

Ins and Outs of Payroll Loans

Ins and Outs of Payroll Loans

The Ins and Outs of Payroll Loans Payroll loans are for business owners who need quick funds to cover payroll expenses. When employers do not have enough cash to make payroll, they must move assets, restructure or look for credit solutions. According to the Department of Labor, failing to pay employees is a violation of the Fair Labor Standards Act.…

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2-Apr

Increase Your Loan Eligibility

Increase Your Loan Eligibility

Taking out a personal loan can be a helpful way to make a big purchase, consolidate your debt, or strengthen your credit history. Getting approved is not always easy, though. Lenders take a number of factors into consideration when you apply for a loan, and there’s never a guarantee that you’ll be approved. You can improve your chances of approval…

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