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5-May

Ins and Outs of Payroll Loans

Ins and Outs of Payroll Loans

The Ins and Outs of Payroll Loans Payroll loans are for business owners who need quick funds to cover payroll expenses. When employers do not have enough cash to make payroll, they must move assets, restructure or look for credit solutions. According to the Department of Labor, failing to pay employees is a violation of the Fair Labor Standards Act.…

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2-Apr

Increase Your Loan Eligibility

Increase Your Loan Eligibility

Taking out a personal loan can be a helpful way to make a big purchase, consolidate your debt, or strengthen your credit history. Getting approved is not always easy, though. Lenders take a number of factors into consideration when you apply for a loan, and there’s never a guarantee that you’ll be approved. You can improve your chances of approval…

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9-Mar

FHA Loan Guidelines

FHA Loan Guidelines

What Is the Federal Housing Administration? The Federal Housing Administration or FHA is the governmental body that insures mortgages for loans made by lenders approved by the FHA. Qualifying loans are those that require borrowers to place at least 3.5 percent as a down payment rather than the 20 percent that lenders usually charge. These loans also require that you…

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24-Feb

Refinancing to Pay Off Bills

Refinancing to Pay Off Bills

Many homeowners are carrying several types of debt, and it can be overwhelming. Along with their mortgage debts, they may also have student loan debts, credit card debts, medical debts and personal loans. The interest rates on these other debts can be much higher than their mortgage interest rates, and mortgage interest can be tax deductible, so refinancing their loans…

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4-Feb

15 Tricks for Successful Budgeting

15 Tricks for Successful Budgeting

15 Tricks for Successful Budgeting If you are like many Americans, you have credit card debt. According to Creditcards.com, approximately 37% of all households in the U.S. have unpaid balances on their credit cards. The average credit card debt per borrower in 2019 was reported as $5,554. Credit card interest is one of the highest types of debt, with annual…

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29-Jan

How to Get a Personal Loan

How to Get a Personal Loan

How to Get a Personal Loan If you’re faced with an unexpected project, your car breaks down or you want to consolidate debt, you could take out a personal loan. It will leave you with a large chunk of cash that you can pay back with interest over time. Whereas the average credit card interest rate is between 15 and…

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10-Jan

Tips For Budgeting

Tips For Budgeting

Tips For Budget Financial insecurity is a huge source of stress to Americans. In fact, many adults stick their heads in the sand when it comes to understanding their finances. Because they are scared of what they will discover about their debts and bills, they choose to continue spending mindlessly, hoping that everything will turn out well in the end.…

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