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17-Oct

Best Way to Increase Your FICO Fast

Best Way to Increase Your FICO Fast

Whether you want to get a mortgage or simply need a lower interest rate on a credit card, your credit score is an important part of your financial health. This three-digit number shows companies whether you can handle debt responsibly. If your FICO score is too low, you will be charged higher interest rates. An extremely low score can even…

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11-Oct

Tax Preparation for Newbies

Tax Preparation for Newbies

In high school, you and I learned that neatness made a difference when we submitted our work. Teachers have a reputation as sticklers, but they cannot match the IRS for insistence on appearances. A messy Form 1040, 1040-A or 1040-EZ does not get the reception that we want from a professional at the IRS. Benefiting from Tax Filing Tips Deadlines…

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21-Aug

Single Mom and Saving Money

Single Mom and Saving Money

Saving money can be difficult for most people. Real wages have stagnated since the 1970s, and they have barely budged up since then when accounting for inflation. Single-parent households tend to have lower incomes and financial stability than two-parent households. With the gender pay gap, statistics would indicate that single mothers will have more trouble than most when it comes…

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12-Aug

How Do Federal Reserve Rate Changes Affect Me?

How Do Federal Reserve Rate Changes Affect Me?

Every quarter, the Federal Reserve’s Federal Open Markets Committee meets to determine if the federal funds rate should be adjusted, and emergency sessions are called as needed between quarterly meetings during economic crises. A Fed rate cut is generally viewed positively, and this is most easily visible in the form of a boost in the stock market after the Fed’s…

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29-Jul

How to Borrow Smart for Plastic Surgery

How to Borrow Smart for Plastic Surgery

Cosmetic surgical procedures may help you to improve problem areas that are currently causing you grief and eroding your level of self-confidence. Some cosmetic surgical procedures, such as breast implant removals and breast reduction surgeries, may be necessary for health and well-being. Regardless of the type of cosmetic surgery that you are interested in, the primary factor that may be…

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23-Jul

Should I Refinance to Pay for Home Improvements?

Should I Refinance to Pay for Home Improvements?

Making home improvements periodically is essential for maintaining its appeal, condition and functionality over the years. You may already make minor updates throughout the year, but a time will come when a major renovation is essential. Depending on the scope of your project, you may easily be looking at tens of thousands of dollars or more in renovation costs. Finding…

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